General Liability Insurance
General Liability Insurance helps protect your business from financial loss resulting from third-party claims involving bodily injury, property damage, and advertising injuries occurring on your premises or through operations.
Key Coverage Elements
- ✓Third-Party Bodily Injury: Coverage for medical expenses and legal costs if a customer or visitor is injured on your property.
- ✓Third-Party Property Damage: Financial protection if your business causes damage to someone else's physical property.
- ✓Personal & Advertising Injury: Helps address claims related to libel, slander, copyright infringement in advertisements, or false arrest.
- ✓Legal Defense Costs: Includes coverage for legal representation and court fees related to covered liability lawsuits.
Who May Need This Coverage
Virtually every business that interacts with customers, clients, vendors, or operates in physical spaces requires general liability insurance.
Important Policy Considerations
Policy limits are typically structured per-occurrence and as an aggregate limit. Be sure to select limit options that align with contract requirements and operational exposure.
Frequently Asked Questions
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